Frequently Ask Questions
Q: How does the NATIONAL PLATINUM™ account work?
A: It is truly "state-of-the-art" shopping for the 21st. century! If you are at least 18 years old and have a valid U.S. checking or savings account, you will be instantly approved for a $10,000 charge account! It's as simple as that. You can use your new account to buy all types of great merchandise from our exclusive on line shopping site with no interest charges. See
terms & conditions
Q: I have terrible credit. Can I be approved?
A: If you are at least 18 and have a valid U.S. bank account, you are GUARANTEED INSTANT APPROVAL!
Q: I am unemployed. Can I be approved?
A: YES! There are NO EMPLOYMENT REQUIREMENTS!
Q: I have very low income. Can I be approved?
A: YES! There are NO INCOME REQUIREMENTS!
Q: What is the total upfront cost to join?
A: $149.95. That's it!
Q: How do I use my $2500 account advance?
A: When your new account is activated, a $2500 credit will be posted to your account that you can use to pay your charged credit balances. This credit may not be used for any other purpose. See
terms & conditions
Q: What other benefits will I receive by signing up for NATIONAL PLATINUM™?
A: Besides having access to a $10,000 credit line, you are entitled to receive:
- Universal Benefits Prescription Discount Program – You will get access to 59,000 pharmacies including nationwide chains such as Walgreens, CVS, Wal-Mart and more. This program will enable you and your family on average, to save 15% to 20% on brand name drugs and an average of 25% on generic drugs.
- Roadside Assistance Program – As a member you will be covered for towing to nearest facility, fuel delivery, winching/ vehicle extrication, flat tire change with members spare, lock-out service and jump starts.
Q. If I want to cancel my NATIONAL PLATINUM™ Shopping Club Program, can I keep the other benefits?
A. No. These benefits are exclusively for active members of the NATIONAL PLATINUM™ Shopping Club in good standing and are not available if you cancel your membership.
Q. Am I being charged any additional monthly fees for the Exclusive Member Benefits?
A. No. These member benefits are provided at no additional fees to you from NATIONAL PLATINUM™. Please see provider Terms for additional information. In order to qualify for these benefits, your account must be in good standing with NATIONAL PLATINUM™.
Q: How do I get started?
A: To open your new $10,000 line of credit, simply fill out the required information on the website, and click the submit button. If you are over 18 years old, with a valid US checking or savings account in your own name, you will be approved, and receive a welcome email. This email will contain your Log in, password, and instructions that you will use to activate your account. Once activated, you can immediately start shopping, and take advantage of the many additional benefits that accompany a NATIONAL PLATINUM™ membership
Q: What can I buy?
A: Everything from musical instruments to sporting goods! Tools, clothing, gifts, you name it!
Q: What if I need help?
A: We have automated customer service available to account holders 9 A.M. and 5 P.M. (EST) Monday through Friday. We are closed on all banking holidays. If you need to talk to a live person, we can arrange that too! Simply call us at 800-972-8094 and we will be happy to help you!
Q: Where can I shop?
A: Once your membership is activated you may shop exclusively at our "members only" shopping site:
shopping.nationalplatinum.com. This will enable you to take advantage of super low "members only" prices on great merchandise of all kinds!
See
Terms & Conditions for further details.